The following presentations by Montis Financial, LLC (“Montis) are intended for general information purposes only. No portion of the presentations serve as the receipt of, or as a substitute for, personalized investment advice from Montis or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Montis is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Montis is engaged, or continues to be engaged, to provide investment advisory services. Moreover, you should not assume that any discussion or information contained in this presentation serves as the receipt of, or as a substitute for, personalized advice from Montis. A copy of Montis’ current written disclosure Brochure discussing our advisory services and fees is available upon request or at www.montisfinancial.com.