Important Disclosures

This website is limited to providing general information about Montis Financial, LLC (“Montis Financial” or “we/us/our”). Montis Financial is an SEC registered investment adviser. Registration with the SEC should not be construed as an endorsement or an indicator of investment skill or experience.

Montis Financial website is limited to the dissemination of general information pertaining to our advisory services, together with access to additional investment-related information, publications, and links. All content is of a general nature and solely for educational, informational, and illustrative purposes. Montis Financial does not effect transactions in securities or render personalized investment advice via the Internet.

No client, prospective client, or any person should construe any information presented and/or made available on our website as investment advice. Any subsequent, direct communication by Montis Financial with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. Montis Financial only transacts business in states where it is properly registered or qualifies for an exemption or exclusion from registration requirements.

Unless stated otherwise, any mention of specific securities or investments is for illustrative purposes only. Montis Financial clients may or may not hold the securities discussed in their portfolios. Montis Financial makes no representation that any of the securities discussed have been or will be profitable.

Past performance may not be indicative of future results. No client or prospective client or any person should assume that the future performance of any specific investment, strategy, or product referenced directly or indirectly on this website, or via a link to any unaffiliated third-party website, will be profitable or equal to indicated performance levels. Historical performance results for investment indexes and/or categories generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment management fee. Historical performance is not indicative of any specific investment or future results.

Investment process, strategies, philosophies, portfolio composition and allocations, security selection criteria and other parameters are current as of the date indicated and are subject to change without prior notice.

Investments in securities are not insured, protected, or guaranteed and may result in loss of income and/or principal. Diversification does not eliminate the risk of material loss. Different types of investment involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client’s investment portfolio.

Private fund investments are speculative and may involve a high degree of risk. Opportunities for withdrawal or redemption and transferability of interests are restricted, and investors may not have access to capital when it is needed. Private investments should not be made unless the investor is prepared to lose all or a substantial portion of such investments.

Views regarding the economy, securities markets, or other specialized areas, like all predictors of future events, cannot be guaranteed to be accurate and may result in economic loss of income and/or principal to the investor. All opinions are subject to change.

The website may include opinions and forward-looking statements. All statements other than statements of historical fact are opinions and/or forward-looking statements (including words such as “believe,” “estimate,” “anticipate,” “may,” “will,” “should” and “expect”). Although Montis Financial believes that the beliefs and expectations reflected in such forward-looking statements are reasonable, we can give no assurance that such beliefs and expectations will prove to be correct. Various factors could cause actual results or performance to differ materially from those discussed in the forward-looking statement. Dated and forward-looking statements speak only as of the date on which they are made. Montis Financial undertakes no obligation to update publicly or revise any dated or forward-looking statements.

Neither rankings nor recognitions by unaffiliated rating services, publications, media, or other organizations, nor the achievement of any professional designation, certification, degree, or license, or membership in any professional organization should be construed by a client or prospective client as a guarantee that the client will experience a certain level of results if the investment professional or the investment professional’s firm is engaged, or continues to be engaged, to provide investment advisory services. Rankings published by magazines and other organizations are generally based on information prepared or submitted by the recognized advisor and are typically limited to participating advisors (see specific ranking participation criteria and methodology for a particular advisor). Unless expressly indicated otherwise, Montis Financial did not pay a fee to be included in any such ranking. No ranking or recognition should be construed as a current or past endorsement of Montis Financial by any of our clients. Awards, ratings, or rankings may not be representative of any one client’s experience and are not indicative of Montis Financial’s or our advisors’ future performance or the performance of our clients’ investments. Montis Financial does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any unaffiliated third-party data or outside content, whether linked to our website or incorporated herein, and takes no responsibility therefore. All such information is provided for informational purposes only and has not been verified by Montis Financial.

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to our website, the client or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Montis Financial, or from any other investment professional.

Montis Financial’s current disclosure statement is set forth on Part 2A of Form ADV and is available on our website or the SEC website at www.adviserinfo.sec.gov.

Montis Financial does not provide legal, tax, or accounting services to clients. Advice from qualified counsel or an accountant should be sought to address any specific situation requiring assistance from such licensed individuals.