Why should I work with a financial advisor?
Financial advisors who are fiduciaries are objective third parties who can review your existing financial decisions, learn about your goals, and guide you in making the right decisions to increase your chances of meeting those goals.
What is a CFP® professional, and do I need one?
A CFP® professional, or CERTIFIED FINANCIAL PLANNER™ professional, has competency and experience in all areas of financial management. All CFP® professionals have met rigorous qualifications for financial planning by completing courses of study in over 100 integrated financial planning topics. As part of their certification, CFP® professionals commit to high ethical standards and must complete continuing education that includes a CFP Board-approved Code of Ethics course.
What are the fees for your services?
As a fee-only financial planning firm, Montis Financial’s advisory fee includes initial and ongoing financial planning coupled with portfolio management services and is based on a percentage of the assets we manage for you. We re-calculate the asset value as the basis for the fee twice yearly, on December 31st and June 30th.
Can my accountant or attorney be my advisor?
All Montis Financial professionals are trained in their specific areas of expertise. In many cases, your accountant will do an excellent job managing your tax strategies but may not have knowledge about investments. We coordinate and partner, on your behalf, with your other outside advisors to ensure a seamless review of your financial situation. Of course, if you don’t have these resources already, we can recommend you to someone we trust.
What should I consider in making this decision?
Synergy with your advisor is important – it should be someone you can trust and with whom you can be open and honest about your goals and obstacles. Investment knowledge is important, as is planning acumen.
At Montis Financial, we employ a Risk-First approach to investing, which allows us to balance returns while keeping a close eye on risk. The truth is that growth without the preservation of capital will not help you in the long-run. We are dedicated to creating a financial plan that includes tax considerations and estate planning. As advisors, we care deeply about how every little decision you make impacts the whole.
Have a Question Not Found Here?
Our team is here to provide the clarity and guidance you need. Don’t hesitate to reach out—we’re happy to help!
*Please Note: Limitations. The achievement of any professional designation, certification, degree, or license, membership in any professional organization, or any amount of prior experience or success, should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if Montis is engaged, or continues to be engaged, to provide investment advisory services. The scope of any financial planning and consulting services to be provided depends upon the terms of the engagement and the specific requests and needs of the client. Montis does not serve as an attorney, accountant, or insurance agent. Montis does not prepare legal documents or tax returns, nor does it sell insurance products.